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First Time Homebuyer Programs

Effective Date: Thursday, Apr 3, 2025

For more information regarding our First-Time Home Buyer Programs, visit our Mortgages & Loans page. Ready to contact a Mortgage Specialist? Give us a call at 1-800-244-8161.

MassHousing Mortgage

  • Rate: 4.000% APR: 4.495%*
  • Income limits up to $115,830, in Worcester County
  • Loan limits as high as $484,350 for a single-family home
  • Financing is also available for 2, 3 and 4-family homes. Contact us for details.

Want to learn more about purchasing a home? We can help. Attend one of our free Homebuyer Seminars!

*Annual Percentage Rate is subject to change at any time without notice. Other restrictions may apply. Payment amount borrowed on a $200,000 loan for 30 years at 3.970% APR is $898.09. Payment amount does not include escrow accounts for taxes and/or insurance, and actual payments may be greater. Other terms and conditions may apply.