Our Commercial Checking account is designed for businesses of all sizes that desire no minimum balance requirements, and low maintenance fees. Plus, this account offers earnings credits to help offset the fees*. Benefits include: No minimum balance requirements Monthly maintenance and service fees* Earnings credits Free Bay State Business Banking Online Free online bill pay* Free Telephone Banking** Free EMV Business Debit MasterCards® Credit Card available (approval required) Open an account today! To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.