This checking account is designed for small businesses who don’t want to track transaction levels, and still want to have a low/no minimum balance requirement. Benefits include: Low opening balance of $50 Low minimum balance requirement of $1,000 to waive monthly maintenance fee** Unlimited transactions per statement cycle Free Bay State Business Banking Online* Free Telephone Banking* Overdraft protection (upon approval) Free EMV Business Debit Mastercard® Open an account today! To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.