Non-Incorporated Non-Profit Checking This account is designed for non-profit organizations that desire a competitive interest rate and a low minimum balance requirement. Benefits include: Minimum balance requirement of $1,000 to waive monthly maintenance fee* Low opening balance of $100 Free EMV Business Debit Mastercard® Credit Card available (approval required) Free Bay State Business Online Banking Free Online Bill Pay Free Telephone Banking** Overdraft Protection (upon approval) Open an account today! To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations. Incorporated Non-Profit Checking This account is designed for incorporated non-profit organizations that will benefit from having no minimum balance requirements while gaining earnings credits. Benefits include: No minimum balance requirements Low monthly maintenance fees* Free Bay State Business Online Banking Free Online Bill Pay Free Telephone Banking** Free Business EMV Debit Mastercard® Credit Card available (approval required) Overdraft protection (upon approval) Open an account today! To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.