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Checking Account Comparison

Gold Rewards

Choice Checking

No monthly service fee No monthly service fee $15 monthly service fee is waived if account has a direct deposit and maintains a balance of $5,000 or more across other accounts* $7 monthly service fee Fee is waived if account maintains a daily balance of $500 or more
2.01% APY** on balances up to $20,000 0.05% APY** if qualifications aren't met 2.00% cash back on debit card purchases*** Earn up to $96 cash back per year ($8 per month)*** Through GenGold membership and Gold Rewards Savings relationship No rewards
Unlimited refunds on ATM withdrawal fees Unlimited refunds on ATM withdrawal fees No refunds on ATM withdrawal fees No refunds on ATM withdrawal fees
No Fraud / ID Theft Protection No Fraud / ID Theft Protection Unlimited fraud / ID Theft Protection Through GenGold membership Unlimited fraud / ID Theft Protection Through myIDguard.com
Can link to free Kasasa Saver account that earns CD level interest Can link to free Kasasa Saver account that earns CD level interest Links to Gold Rewards Savings account with CD-level interest earnings Fraud / ID Theft Protection
Linked Kasasa Saver Account with CD Level Interest Rates Linked Kasasa Saver Account with CD Level Interest Rates Linked to Gold Rewards Savings account with CD level Interest Rates No Links to other accounts