Gold Rewards Savings

Open a Gold Rewards Savings Account Now!

The Gold Rewards Savings account partners with our Gold Rewards Checking account to provide you with more opportunities to earn one of the most competitive rates around. In addition to all of the benefits you receive as a Gold Rewards account holder, you receive a complimentary membership to GenGold^®for one year (and discounted thereafter!*)

Requirements and Benefits:

Minimum $10 deposit to open
Must maintain a combined balance of $5,000 between all of your deposit accounts**
Must have at least 1 direct deposit per statement cycle**
50% discount on safe deposit boxes
Bay State Online Banking access
Online Bill Pay
Free money orders and bank checks
Free ATM transactions ***

View Rates

* A low quarterly fee will apply after the first year of free GenGold ^® access. Please refer to Bay State Savings Bank Retail Fee Schedule for current fees and charges.

**A service charge applies if combined deposit balance falls below $5,000 at any time, or if at least one monthly direct deposit is not made into the checking account each month. Please refer to Bay State Savings Bank Retail Fee Schedule for current fees and charges.

***Visit our Additional Services Page for information regarding our ATM services.

Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).