Kasasa Saver

¹To qualify for Kasasa Saver rewards during a Monthly Qualification Cycle, you must meet the qualification requirements associated with your Kasasa Cash or Kasasa Cash Back checking account. “Monthly Statement Cycle” means a period beginning one (1) day prior to the first day of the current Statement Cycle through one (1) day prior to the close of the  current Statement Cycle. “Statement Cycle” means the period of time for which Bay State Savings Bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. For example, the Statement Cycle for this account typically runs from the 6^th of the current month through the 5^thof the following month.  If the end date of the Statement Cycle falls on a Saturday or Sunday, the end date of the Statement Cycle is instead the Friday before, and the next Statement Cycle will commence the day after that. Kasasa Saver accounts earn 1.00% Annual Percentage Yield (APY) on balances up to $50,000.00 during each Monthly Qualification Cycle that your account qualifies. The portion of your balance above that cap will earn an interest rate of 0.25%  resulting in a range from 1.00% to 0.50% APY, depending on your balance. Kasasa Saver accounts earn 0.05% APY during Monthly Qualification Cycles that your Kasasa Saver account does not qualify. Rates are current as of Tuesday, July 16, 2019. Rates and rewards are subject to change and may change after account is opened. Fees may reduce earnings. Rewards are automatically transferred from your Kasasa Checking account to your Kasasa Saver account on the last day of the statement cycle.

²Standard phone/internet carrier rates and fees apply.

Please refer to Bay State Savings Bank Retail Fee Schedule for current fees and charges.

Visit our Additional Services Page for information regarding our ATM services.

Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).