Money Market Rates
Effective Date: Sunday, Apr 6, 2025
| APY* | Minimum to Open |
|---|---|
| 2.10% | $5,000 |
*Annual Percentage Yield (APY) may change at any time without notice. Fees may reduce earnings.
Minimum opening deposit of $5,000 required and is the amount necessary to avoid a monthly service charge of $7.00.
Minimum balance of $0.01 required to earn the stated APY. The interest rate and APY are variable and may change after the account is opened.
Opening an account requires new money from a source other than an existing Bay State Savings Bank account.
Account is limited to 6 third-party withdrawals per statement cycle. In-person withdrawals are unlimited.
Effective Date: Sunday, Apr 6, 2025
| APY* | Minimum to Open |
|---|---|
| 2.10% | $5,000 |
To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.
*Annual Percentage Yield (APY) may change at any time without notice. Fees may reduce earnings.
Minimum opening deposit of $5,000 required and is the amount necessary to avoid a monthly service charge of $7.00.
Minimum balance of $0.01 required to earn the stated APY. The interest rate and APY are variable and may change after the account is opened.
Opening an account requires new money from a source other than an existing Bay State Savings Bank account.
Account is limited to 6 third-party withdrawals per statement cycle. In-person withdrawals are unlimited.
Effective Date: Sunday, Apr 6, 2025
| For Balances Of* | APY* | Minimum to Open |
|---|---|---|
| $0.01 to $499.99 | 0.10% | $500 |
| $500 and above | 1.15% | $500 |
*Annual Percentage Yield (APY) may change at any time without notice. Fees may reduce earnings.
Minimum balance of $1,000 required to avoid a monthly service charge of $7.00.
Account is limited to 6 third-party withdrawals per statement cycle. In-person withdrawals are unlimited.
Effective Date: Sunday, Apr 6, 2025
| For Balances Of | APY* | Minimum to Open |
|---|---|---|
| $0.01 to $24,999.99 | 0.30% | $5,000 |
| $25,000 to $124,999.99 | 0.40% | $5,000 |
| $125,000 to $249,999.99 | 0.75% | $5,000 |
| $250,000 and up | 1.25% | $5,000 |
To open an account, please call Customer Service at 508-890-9000 or 800-244-8161 or visit one of our branch locations.
*Annual Percentage Yield (APY) may change at any time without notice. Fees may reduce earnings.
Minimum balance of $1,000 required to avoid a monthly service charge of $10.00.
Account is limited to 6 third-party withdrawals per statement cycle. In-person withdrawals are unlimited.